::.I  have no idea when we can afford to retire...

Many people find themselves facing financial worries over retirement.  This can place incredible strain on you and your spouse as well as  stress your marriage. How do you handle this? Together, of course!

The  Solution

• Generate ideas: To  find a solution, team up and brainstorm. No blaming. No arguing. Ask questions to stimulate possible answers to your dilemma. For example:
  *Can you cut your expenses and start an aggressive savings plan?
  *Can one of you continue working while one retires? How much money can you save while one of you continues to work?
  *Can you sell any property to finance retirement?
  *Can you live with relatives?
  *Can you afford retirement if both of you were to continue working part-time?
• Seek support: "When people feel confronted by troubling issues, they may benefit by discussing these with a professional counselor," says Kent Kinzley.